Financing Options

Low Monthly Payment

7.99%-22.49% APR RIL (FF)*
Credit Dependent Interest Rate as low as 7.99% APR
​$1,000 to $100,000
Loan Code: D3623

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Low Monthly Payment

Traditional Installment Loan**
Credit Dependent Interest Rate as low as 8.99% APR
$1,000 to $100,000
Loan Code: DUL3922

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Same-As-Cash

9-Month Same-As-Cash Loan ***
No Monthly Payments & No Interest*
Interest starts accruing when funds are disbursed
$1,000 to $100,000
Loan Code: D4377

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​  Prequalify with no impact on your credit

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THREE EASY WAYS TO APPLY!

1. Apply with EnerBank’s Mobile App
      Available on your contractor's device 
2. Apply by Phone 
         (888) 717-3714
3. Apply Online 
      application.enerbank.com

CLICK HERE TO APPLY ONLINE!

Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time.
*7.99% to 22.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Monthly payments vary from $10.89 to $28.86 per $1,000 borrowed depending on term and interest rate. The minimum monthly payment will be no less than $50.00.
**8.99% to 24.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Monthly payments vary from $11.49 to $30.27 per $1,000 borrowed depending on term and interest rate. The minimum monthly payment will be no less than $50.00.
*** 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 270 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 21 to 129 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 270 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.32 to $29.66 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.